2021 BOISE IDAHO REAL ESTATE BLOG
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Wednesday, April 7, 2021

As a follow-up to our article about the steps in the underwriting process we posted earlier this week, we decided to write about some mistakes to avoid during the underwriting process so you don’t mess up the financing just weeks before closing on the house. You’ve come so close to buying a new home, so avoid these roadblocks.

Posted by AndrewS at 4/8/2021 3:46:00 AM
Friday, April 2, 2021

Loan underwriting is one of the final steps before closing a real estate transaction. If you were pre-approved for a loan beforehand (hopefully you were), you have already seen a simplified version of loan underwriting. Here is how loan underwriting works.

Posted by AndrewS at 4/3/2021 2:49:00 AM
Thursday, February 25, 2021

When it comes to anything involving a loan, one of the most important facets is the down payment. This is especially true when it comes to real estate. Being able to put money forward is one of the best ways to show the seller that your offer is genuine. However, there are some pervasive myths about real estate down payments that are false or only half-truths. This article aims to show these myths and bust them.

Posted by AndrewS at 2/26/2021 1:57:00 AM
Monday, February 22, 2021

When you are buying a home, the most common area of negotiation is the listing price. In a hot, competitive market like Boise where homes receive multiple offers (many over asking price), negotiating is done beyond the sticker price. Here are 5 places to negotiate aside from the listing price.

Posted by AndrewS at 2/23/2021 1:52:00 AM
Friday, February 5, 2021

A home inspection is a vital part of the real estate process. It provides you with necessary information about the current state of the house, as well as any recommended actions to take in order to fix or improve the house. Buyers use them to help learn as much as they can about the property when they aim to purchase it. It is also common for sellers to use inspections to learn what needs to be fixed before they put it on the market.

Posted by AndrewS at 2/6/2021 12:44:00 AM
Wednesday, January 13, 2021

It’s common knowledge that a home is one of the most expensive purchases a person will lake in their life. Because homes are more expensive than most anything else, a mortgage is the main way that people are able to buy one. Since the real estate market in the Boise area is incredibly hot, do all you can to improve your chances of getting approved for a loan with these 6 proven tips.

Posted by AndrewS at 1/13/2021 7:57:00 AM
Thursday, November 12, 2020

We wrote a blog earlier about the basics of VA loans and how they work. This addition is about tips for veterans using VA loans to have better success and make the home buying process a little smoother. These are VA loan-specific tips to pay attention to in addition to the regular home search and home buying tips.

Posted by AndrewS at 11/12/2020 10:47:00 PM
Friday, November 6, 2020

Buying a home is simultaneously daunting and exciting, especially for first-time buyers. A home is a lot of money, and it is hard to come up with those funds to pay for a home in cash. That’s why most homeowners in the country get a mortgage loan. Whether you’ve bought a home in the past or are a first-time buyer, we created this 8-step checklist for getting a home loan.

Posted by AndrewS at 11/7/2020 12:46:00 AM
Friday, October 16, 2020

Homeownership is part of the American Dream, and it’s important that everyone gets the opportunity to take part in it, especially our veterans. VA loans have been a fantastic and attainable way for former military members and their families to move into a home since 1944. Here is how VA loans work.

Posted by AndrewS at 10/17/2020 1:01:00 AM
Friday, October 2, 2020

Buying a home is a major life decision. But does it make more sense to move into an existing home in an established neighborhood, or build a home in a new subdivision? Here is what to consider.

Posted by AndrewS at 10/3/2020 2:24:00 AM
Friday, August 21, 2020

If you are looking for homes on the MLS and see the perfect home for you with the sales status “contingent”, does that mean you should move on and look for another house? You may still have a chance to put in an offer. Read on to find out how.

Posted by AndrewS at 8/22/2020 3:03:00 AM
Wednesday, August 5, 2020

Buying a home is a complicated process that takes time, knowledge, guidance, and a little luck. As a first-time home buyer, you quickly learn the process and it can become overwhelming in a hurry. Our advice is to start by asking these three questions to your realtor.

Posted by AndrewS at 8/6/2020 4:07:00 AM
Wednesday, June 24, 2020

On the surface, buying a home in foreclosure seems like an easy way to get a house for cheap; which makes for a profitable flip or a cheap place to live. But is it actually a good idea?

Posted by AndrewS at 6/25/2020 12:05:00 AM
Monday, June 15, 2020

It’s good to be a home seller right now. Despite concerns that the COVID-19 pandemic would dampen the real estate market, the boom is still, well, booming. Homebuyers are out there with cash practically in hand. But don't take it for granted that your home will sell immediately. Today’s buyers are looking for standout features. Here are five essential home features to appeal to Idahoans.

Posted by AndrewS at 6/15/2020 11:06:00 PM
Monday, June 1, 2020

June is National Homeownership Month, which is focused on the benefits of owning a home. Let's celebrate by looking at the benefits to you and your family when you own a home instead of renting. 

Posted by AndrewS at 6/2/2020 2:22:00 AM
Tuesday, May 26, 2020

As we all know, buying a house is a huge decision, both personally and financially. Just about everyone on Earth will need to get a loan to buy a house.  As part of the loan approval process, lenders will look at your credit score to determine your ability to pay back previous debts. But what credit score are lenders looking for?

Posted by AndrewS at 5/27/2020 4:04:00 AM
Friday, May 22, 2020

There is so much to consider before buying a home: Home price, location, taxes, neighborhood, commute, schools, needed versus completed repairs. The list goes on and on, and you can’t leave any stone unturned. But we have asked our realtors to identify some of the best questions to ask before you decide to buy a house. 

Posted by AndrewS at 5/23/2020 1:39:00 AM
Friday, May 15, 2020

Without a doubt, buying a house is the largest and most expensive purchase you will ever make. Beyond the listing price, what does it actually cost to buy a home? This article will break down what costs to factor in. 

Posted by AndrewS at 5/16/2020 1:33:00 AM
Thursday, April 2, 2020

Are you really just looking or would the right home make you jump into action?

Posted by tlangford at 4/3/2020 2:13:00 AM
Monday, December 2, 2019

Buying or selling a home is very stressful and home inspections can create a lot of anxiety in the process. Once an offer is accepted, the next step is for the home to be inspected. This is not mandatory but highly recommended for buyers. Buyers are looking to purchase the home they are expecting and the inspection will verify that or notify you of items so you are not surprised upon moving in.

For sellers- it’s a great idea to have an inspection prior to the home going on the market. This will let you know about any issues upfront which will give you peace of mind knowing that any unknown issues could come up makes for a smooth transaction.  You may have items that should be repaired prior to listing your home or your agent may have some suggestions on how to handle them. Also, some repairs may need to be made by the lender if the buyer is getting financing. Being proactive and having a professional inspector come out beforehand spares the seller of  unknown surprises and can mak

Posted by tlangford at 12/3/2019 5:31:00 AM
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Samantha Dunn, Idaho Real Estate Agent

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