So, you’ve found your perfect home and have applied for mortgage approval. Next is the closing process, then you are a homeowner! But with every new home comes new furniture, paint, and decorations. However, you need to hold off on those until you get the keys, or at least talk to your lender first. If the lender thinks something is amiss with your finances before the loan is approved, they could delay or reject your loan application. Here are 8 ways to help avoid that scenario.

It’s common knowledge that a home is one of the most expensive purchases a person will lake in their life. Because homes are more expensive than most anything else, a mortgage is the main way that people are able to buy one. Since the real estate market in the Boise area is incredibly hot, do all you can to improve your chances of getting approved for a loan with these 6 proven tips.