So, you’ve found your perfect home and have applied for mortgage approval. Next is the closing process, then you are a homeowner! But with every new home comes new furniture, paint, and decorations. However, you need to hold off on those until you get the keys, or at least talk to your lender first. If the lender thinks something is amiss with your finances before the loan is approved, they could delay or reject your loan application. Here are 8 ways to help avoid that scenario.

The start of a new year is filled with new possibilities. Many people look to the new year as a time to invoke a small or large change in their lives. Couple one of those large changes be a new home? Like a brand-new, never been lived in before, new construction home? There are plenty of advantages when it comes to living in a new construction home.

Congrats on getting your offer accepted! At this point, you kick off the closing process. Part of this process is a title company researching whether or not your new home has a “clean title”. Having a clean title means there is nobody else who has a claim to the property. This is where the importance of having title insurance comes into play.

What is a short sale? How does it work? These are very common questions for a fairly uncommon problem in real estate. This article will answer those questions and give you a better idea about the ins and outs of a real estate short sale.

Getting a loan in the easiest way for somebody to buy a home. As with any loan, you need a down payment to act as assurance for paying on the loan and to help reduce your monthly mortgage payments. The rule of thumb for a down payment is to put down 20%, but that is often not a feasible amount for most buyers. This is where down payment assistance programs come in. These programs that allow home buyers to put down less than the usual 20% and get into a home faster and easier.

Buying a home is a complicated process that takes time, knowledge, guidance, and a little luck. As a first-time home buyer, you quickly learn the process and it can become overwhelming in a hurry. Our advice is to start by asking these three questions to your realtor.

A house is an investment, and a very expensive one at that. As a homeowner, you have to contend with wear and tear on the house and its systems, in addition to making sure that the home is covered in case of emergencies. This is where home warranties and home insurance come in. In this blog, we will define these two coverages.

Around the country, home prices are on the rise, which is great news for homeowners looking to sell. In order to try to net as much money as possible or in an attempt to streamline the process, many prospective sellers may be tempted to sell their home themselves as a For Sale By Owner (FSBO). However, this is hard to pull off in this day and age. Here are 4 reasons why you should not choose the FSBO route and hire a real estate agent.