2022 Boise Idaho Real Estate Blog

Look and Act Like a Millionaire on Your Social Media Accounts

Main Idaho Real Estate Insights

Top credit rating companies are now using social media accounts to assess applicants ability to repay debt according to a recent study. So you should pay attention to what you are posting to Twitter, Facebook and other public forums.

Your credit history heavily influences your credit scores but now credit companies are using non-traditional sources of information such as social media to learn more about a person who does not have an in-depth credit history. A recent report also indicates that these companies can also look to things such as payment history on phone bills, utility bills and even movie rentals. If a person has moved several times in a short time period, creditors may take it as a sign that this person had trouble paying their rent?

While this kind of research into a person’s life can be great news for a homebuyer with a positive digital footprint, it can be detrimental for people who were previously “unscorable.” Before you post on your social media accounts, be aware that what you write is a permanent piece of your digital footprint. Then, carefully consider what the outcome may be.

If you have questions about getting a home loan or your credit contact Jill Cattano.

Get Financing or Verify You are Getting the Best Loan

Jill Cattano
Jill Cattano, Idaho Home Loan Professional
PRMG Boise Idaho Home Loans and Mortgage Specialists
Professional Loan Officer, NMLS#1609902
7950 Horseshoe Bend Rd #103 Boise, ID 83714


Paramount Residential Mortgage Group, Inc.
ID License Number MLO-21321

*VA loans subject to individual VA Entitlement amounts and eligibility, qualifying factors such as income and credit standards, and property limits. Fairway is not affiliated with any government agencies. These materials are not from VA, HUD or FHA, and were not approved by VA, HUD or FHA, or any other government agency. **Eligibility subject to program stipulations, qualifying factors, applicable income and debt-to-income (DTI) restrictions, and property limits. Copyright. All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Equal Housing Lender.

Posted by tlangford at 1/18/2020 10:24:00 PM

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