• Boise's Ultimate Home Search!

Boise Idaho

Did you know that the Greater Boise area is comprised of desert, foothills, mountains, rivers, lakes, and canyons. There are a golf courses and hot springs; colleges and a ski mountain. Southern Idaho is much more than fields of potatoes? This vibrant city offers 4 seasons and is a place that is getting recognized for all its wonderful attributes. Within about 45 minutes of downtown, there are other nearby cities and towns that have their own character and vibe. That being said, finding a house to buy is easier once we understand your lifestyle and what  you are trying to accomplish with your next move? We are ready to help!

Boise Idaho Ultimate Home Search

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Downize to Boise Idaho

When you work with a team of experienced professionals, it is an easy transition. We can help you find exactly what you are looking for or work with a builder to build your home.

Many people retiring are looking for single level homes, low maintenance living communities and a great location.

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Boise Idaho Real Estate Market Snapshot

 

304900

YTD Median Price

134519

7 Year Appreciation

5195

New Homes Built '17

223154

Boise Population

 

Review of Average Sales Prices by Quarter. Learn how prices have changed since 2006. The following charts track real estate values at their peak to the bottom of the market to the latest home value trends. People always want to understand the market and this is a great visual since the 2006 real estate boom.

 

Boise, Eagle, Meridian, Star-

Ada County Idaho Home Values 2018

 

Caldwell, Nampa, Lake Lowell:

Canyon County Idaho Home Values 2018

Home Values Source: Intermountain MLS
Review detailed report and analysis on Boise Area Home Values

 

 

 

How to buy a home

Location. Location. Location.

Get close to what you love most: hiking, biking, fishing, retail therapy or live far from it all. In real estate, Location is everything!

 

Define the Priorities for Your Home Search

What is most important  to you and your family? What type of lifestyle do you want to have and how will where you live affect that? Do you need to live near childcare or schools? What is the proximity to work? Are you wanting to live in the foothills or on the Boise River? Are you looking for more country or more city or something in between? 

 

What does house your look like?

The possibilities are vast- condominiums to farm & ranches, historical homes to brand new houses, near water or elevated panoramic mountain views.How many bedrooms and bathrooms? How many square feet? Is it a modern farmhouse, mid-century or a log cabin? One thing about finding the perfect home is that it has to resonate with you. It needs to remind you of your home or be a house that tells people who you are. Pride is a big part of the decision. It has to be a place you want to show off whether you are entertaining friends or hosting a business dinner.
Note: Many times people have to find a balance between what they want and what they can actually afford today.

 

How much land do you want and what will you do with it?

Is it something smaller with a zero-scape garden or are you looking for acreage for livestock? Maybe somethign in between? Some communities offer patio homes or townhomes where mowing is included. Some people dream of having a large yard but remember that a yrad can be a lot of work. Between mowing and weed-eating the garden, it may require more than you actually want to commit to year-round.

 

Your home may not be on the market yet

The more specific your search gets, the harder it gets to find it. Sometimes, a person is looking for a specific feature, location or design element but it may not be listed for sale today. Most home searches allow you to enter any number of criteria so you can really identify what you are looking for.

Build Idaho offers the most extensive searches combined with the area's leading professional real estate services. When you need us or are ready to get started, Contact Us.

10 Tips to Buying a Home You Can Enjoy

1. If you can't stay put, don't move
If you can't commit to remaining in one place for at several years, then owning is probably not for you, at least not yet. With the transaction costs of buying and selling a home, you may end up losing money if you sell any sooner - even in a rising market. When prices are falling, it's an even worse proposition.

2. Get Your Credit and Finances aligned so you can get a loan
Since you most likely will need to get a mortgage to buy a house, you must make sure your credit history is as clean as possible. A few months before you start house hunting, get copies of your credit report. Make sure the facts are correct, and fix any problems you discover. A mortgage professional can help with this.

3. Buy Something you can afford to enjoy
The general rule of thumb is that you should aim for a house that costs about 2½ times your annual salary.  Try Build Idaho's mortgage calculator to get a better estimate on how your income, debts, and expenses affect what you can afford.

4. Many banking institutions require 20 percent down, but others don't so you may still qualify for a loan.
There are a variety of public and private lenders who, if you qualify, offer low-interest mortgages that require a small down payment.

5. Search for homes in a good school district
In most areas, this advice applies even if you don't have school-age children. Reason: When it comes time to sell, you'll learn that strong school districts are a top priority for many home buyers, thus helping to boost property values.

6. Get a professional Real Estate Agent to help
The Internet gives buyers unprecedented access to home listings, most new buyers (and many more experienced ones) are better off using a professional agent. Look for an exclusive buyer agent, if possible, who will have your interests at heart and can help you with strategies during the bidding process.

7. Mortgage Points vs Interest Rates
When picking a mortgage, you usually have the option of paying additional points -- a portion of the interest that you pay at closing -- in exchange for a lower interest rate. If you stay in the house for a long time -- say three to five years or more -- it's usually a better deal to take the points. The lower interest rate will save you more in the long run.

8. Get pre-approved
Getting pre-approved will you save yourself the grief of looking at houses you can't afford and put you in a better position to make a serious offer when you do find the right house. Not to be confused with pre-qualification, which is based on a cursory review of your finances, pre-approval from a lender is based on your actual income, debt and credit history.

9. Do your homework before Making an Offer
Your opening bid should be based on the sales trend of similar homes in the neighborhood. So before making it, consider sales of similar homes in the last three months. If homes have recently sold at 5 percent less than the asking price, you may consider making an offer that's about eight to 10 percent lower than what the seller is asking.

10. Home Inspection
Sure, your lender will require a home appraisal anyway. But that's just the bank's way of determining whether the house is worth the price you've agreed to pay. Separately, you should hire your own home inspector, preferably an engineer with experience in doing home surveys in the area where you are buying. His or her job will be to point out potential problems that could require costly repairs down the road.

What to Expect?

Buying a home can be very complicated because it involves people, emotions, and probably hundreds of thousands of dollars.

The question that both parties must remain focused on is do you want to buy/ sell the home?

There are several places along to timeline where decisions must be made and commitments must be met. After making an offer and getting it accepted, the first step is normally the home inspection. This is where the buyer receives a report  telling him the good, the bad and the ugly about the house. If the house is unaccpetable, the offer is rescinded and the buyer walks away with earnest money refunded. If the house is acceptable, the contract moves forward. More then likely, the buyer will request that elements of the house from the report be fixed. The owner decides how he wants to handle this and the contract is either rejected or it moves forward.

Contingencies.

Contingencies are part of any contract where parties agree to certain stipulations for the sale to happen. The buyer may need to sell their home in order to purchase the one they are making an offer on. The seller may request that they close with a specific title & escrow person. Both parties must agree in writing to form a contract.


 

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The Heffner Group
Terry Heffner NMLS#95796
Guild Mortgage is an Equal Housing Lender, NMLS#3274

Do you qualify for a home loan? How much can you afford?
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